Life Insurance

Protect what matters most. Life happens. A plan today keeps the people you love financially safe tomorrow.

Young family, mom and dad with three young kids walking in a field holding hands, representing protecting what matters most with Life Insurance options offered by CIS.
Get Your FREE Life Insurance Review

  • Why life insurance matters

    Life insurance is more than a policy — it’s a promise. It replaces income, covers final expenses, protects your mortgage, funds a child’s education, and gives your family the breathing room they need to grieve without financial stress.

Which plan fits you?

  • Young family standing outside, mom and dad are holding three young kids, representing peace of mind with affordable term policies

    Young Families

    Affordable term policies to protect income and college plans.

  • House with big deck, representing Homewoners and Mortgage Protection.

    Homeowners & Mortgage Protection

    Coverage sized to keep your home in the family.

  • A man and woman sitting at desk with laptop and paperwork giving each other a high five clap and smiling, representing Interested in working together? Fill out some info and we will be in touch shortly. Representing business owners and partners.

    Business Owners / Partners

    Buy-sell and key-person solutions that protect business continuity.

  • Older couple sitting outside with young daughter/grand daughter, smiling. representing estate planning/legacy.

    Estate Planning & Legacy

    Permanent life options that build cash value and leave a legacy.

How Consolidated Insurance Solutions helps

  • We compare policies from trusted carriers so you don’t have to.

  • We match coverage to your budget, health, and long-term goals.

  • We explain complex terms in plain English — no pressure, no jargon.

  • We help you review existing policies to make sure nothing falls through the cracks.

Quick Checklist - what to bring to your review

  • Ages and basic health info for applicants

  • Mortgage balance and other major debt

  • Target coverage goal (e.g., years of income replacement or specific dollar amount)

  • Existing policies or employer benefits

Short FAQ - Frequently Asked Questions

  • Yes — policies should be sized to protect the household as a whole. We’ll review employer benefits and gaps.

  • Term is usually the most affordable way to cover income replacement. Permanent policies build cash value and can help with estate planning. We’ll recommend what fits you.

  • A good starting point is 7–12x annual income, adjusted for debts, future education costs, and your family’s lifestyle. We’ll run the math together.

Headshot of Robert Jones, Managing Principal of Consolidated Insurance Solutions.

Ready to protect what matters?

Get Your FREE Consultation