Annuity Solutions
Turn savings into security. Annuities can provide guaranteed income for life, protect your principal, and bring peace of mind.
Why consider an annuity?
For many people, annuities are like adding an extra layer of financial stability to their retirement plan. They can help with:
Guaranteed Income → A predictable monthly “paycheck” for as long as you live.
Principal Protection → Safeguard your investment from market downturns.
Tax Advantages → Defer taxes on earnings until you withdraw.
Peace of Mind → Knowing you won’t outlive your savings.
Types of annuities we explain clearly
Not all annuities are the same. CIS helps you sort through the most common options:
Fixed Annuities – Steady, guaranteed returns.
Fixed Indexed Annuities – Growth potential linked to market performance, with downside protection.
Variable Annuities – Investment-based with higher risk and potential for greater growth.
Immediate vs. Deferred – Start income now or later, depending on your needs.
What to expect with CIS
Annuities come with trade-offs—like surrender periods, fees, and varying levels of flexibility. That’s why you need an independent guide. At CIS, we’ll walk you through the options in plain language—so you understand the benefits, fees, and trade-offs before making any decision. With CIS, you’ll get:
Independent, unbiased recommendations (we’re not tied to any one carrier).
Plain-language explanations of fees, features, and risks.
Tailored strategies that fit your retirement goals and budget.
Our goal isn’t to sell you an annuity—it’s to help you decide whether one makes sense in your plan.
At CIS, our clients come first. We work for you—not an insurance company. Expect plain language, responsive support, and guidance you can trust.
Ready to Explore Your Options?
Whether you’re looking for lifetime income or just curious how annuities work, let’s have a conversation.