Health Insurance Solutions
Coverage designed around your life.
What these plans are
Not every health plan fits neatly into Medicare or the ACA Marketplace. That’s where our Health Insurance Solutions come in. These flexible options—sometimes called indemnity or “payback” plans—provide benefits tailored to your unique needs and budget.
Who they’re right for
Whether you’re an individual, a family, or a sole proprietor, these plans can be a good fit if:
You want coverage outside of the ACA Marketplace
You’re in between jobs or waiting for Medicare
You’re self-employed and need flexible options
You want extra protection to complement a high-deductible plan
How CIS can help
We compare plans across carriers and walk you through the choices, making sure your doctors, prescriptions, and budget are all considered. Our goal: coverage that feels simple, secure, and suited to you.